New Jersey DWI Auto Insurance Impact Calculator 2026
New Jersey does not use SR-22 filings, so no SR-22 filing fee is counted here. A DWI conviction can still raise your auto insurance premium, and this estimates that surcharge year by year for three years.
Your New Jersey DWI estimate will appear here
Answer the questions and press the button. You will get a low, typical and high figure, with each cost listed on its own line.
- Uses this state's own fines, suspension and interlock rules
- Market costs such as attorney fees are labelled as estimates
- Free, and nothing to sign up for
New Jersey DWI FAQ
How much does a DWI cost in New Jersey?
Attorney fees for a first-offense DWI in New Jersey typically run $2,500 to $7,500 on our estimates, and the fine is $250 to $500 before court costs. Adding insurance, interlock, education, reinstatement and lost time from work, our calculator puts a typical first offense at about $14,795 (range $9,349 to $20,728) with its default answers; the median of our 50 state estimates is $17,615.
How long is your license suspended for a first DWI in New Jersey?
A first-offense DWI conviction in New Jersey carries no license suspension at the lowest penalty tier. A hardship or restricted license is not available during this period.
Is an ignition interlock device required in New Jersey for a first DWI?
Yes. New Jersey requires an ignition interlock device for 3 months following a first DWI conviction.
How long is SR-22 insurance required after a DWI in New Jersey?
New Jersey does not use SR-22 filings. You will need to maintain standard New Jersey auto insurance coverage.
Can a DWI be expunged in New Jersey?
New Jersey does not allow DWI convictions to be expunged. Some states have other ways to limit who can see a record, such as sealing, which this site does not cover yet.
New Jersey DWI figures this calculator uses
- SR-22 filing period
- Not used in this state
- Typical premium increase after a conviction (estimate)
- 50% to 150%
- License suspension, first offense
- None
Statutory figures were checked against New Jersey law (primary source) and last verified May 2026. Typical ranges are market estimates, not law; see our methodology.
Worked example
With the calculator's default answers (current annual auto insurance premium: $1,000 - $1,500/year; offense number: First offense):
| Cost | Typical |
|---|---|
| Year 1 Premium Increase | $1,200 |
| Year 2 Premium Increase | $1,140 |
| Year 3 Premium Increase | $1,020 |
| Standard State Insurance (No SR-22) | $0 |
| Estimated total (range $1,590 to $5,310) | $3,360 |
Change the answers in the calculator above to see your own estimate.
On our estimates, a typical first-offense DWI in New Jersey comes to about $14,795, the 37th highest of the 50 states. The median of our 50 state estimates is $17,615. These come from the total-cost calculator with its default answers, not from a national survey.
Start Here
New Jersey DWI Total Cost Calculator →New Jersey DWI Overview
All New Jersey DWI Calculators & Laws →Related Calculators
New Jersey Attorney Cost →New Jersey SR-22 Insurance →New Jersey Total Cost →New Jersey Second DWI →Related Guide
SR-22 Insurance: Complete Guide →