Kentucky SR-22 Insurance Cost Calculator 2026
State-specific DUI cost estimates for Kentucky, including fines, attorney fees, SR-22 insurance, ignition interlock, and more.
Your Kentucky DUI estimate will appear here
Answer the questions and press the button. You will get a low, typical and high figure, with each cost listed on its own line.
- Uses this state's own fines, suspension and interlock rules
- Market costs such as attorney fees are labelled as estimates
- Free, and nothing to sign up for
Kentucky DUI FAQ
How much does a DUI cost in Kentucky?
Attorney fees for a first-offense DUI in Kentucky typically run $1,500 to $5,000 on our estimates, and the fine is $200 to $500 before court costs. Adding insurance, interlock, education, reinstatement and lost time from work, our calculator puts a typical first offense at about $11,846 (range $6,338 to $18,063) with its default answers; the median of our 50 state estimates is $17,615.
How long is your license suspended for a first DUI in Kentucky?
A first-offense DUI conviction in Kentucky carries a license suspension of 120 days. A hardship or restricted license may be available during this period.
Is an ignition interlock device required in Kentucky for a first DUI?
Not for a first offense. In Kentucky a first-offense interlock is optional: an interlock license can shorten the suspension.
How long is SR-22 insurance required after a DUI in Kentucky?
Kentucky requires SR-22 high-risk insurance filing for 3 years following a DUI conviction.
Can a DUI be expunged in Kentucky?
Kentucky allows DUI expungement under certain conditions, typically after a waiting period of 10 years following completion of your sentence.
Kentucky DUI figures this calculator uses
- SR-22 filing period
- 3 years
- Typical premium increase after a conviction (estimate)
- 40% to 90%
- License suspension, first offense
- 120 days
Statutory figures were checked against Kentucky law (primary source) and last verified May 2026. Typical ranges are market estimates, not law; see our methodology.
Worked example
With the calculator's default answers (current annual auto insurance premium: $1,000 - $1,500/year; offense number: First offense; number of vehicles on policy: 1 vehicle):
| Cost | Typical |
|---|---|
| Current Annual Premium (Baseline) | $1,200 |
| Annual Premium Increase (DUI surcharge) | $480 to $1,080 |
| New Annual Premium | $1,680 to $2,280 |
| SR-22 Filing Fee | $15 to $50 |
| Total 3-Year SR-22 Insurance Cost | $2,365 |
| Estimated total (range $1,455 to $3,290) | $2,365 |
Change the answers in the calculator above to see your own estimate.
On our estimates, a typical first-offense DUI in Kentucky comes to about $11,846, the 46th highest of the 50 states. The median of our 50 state estimates is $17,615. These come from the total-cost calculator with its default answers, not from a national survey.
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