Michigan SR-22 Insurance Cost Calculator 2026
State-specific OWI cost estimates for Michigan, including fines, attorney fees, SR-22 insurance, ignition interlock, and more.
Your Michigan OWI estimate will appear here
Answer the questions and press the button. You will get a low, typical and high figure, with each cost listed on its own line.
- Uses this state's own fines, suspension and interlock rules
- Market costs such as attorney fees are labelled as estimates
- Free, and nothing to sign up for
Michigan OWI FAQ
How much does an OWI cost in Michigan?
Attorney fees for a first-offense OWI in Michigan typically run $1,500 to $7,500 on our estimates, and the fine is $100 to $500 before court costs. Adding insurance, interlock, education, reinstatement and lost time from work, our calculator puts a typical first offense at about $17,914 (range $9,112 to $28,165) with its default answers; the median of our 50 state estimates is $17,615.
How long is your license suspended for a first OWI in Michigan?
A first-offense OWI conviction in Michigan carries a license suspension of 180 days. A hardship or restricted license may be available during this period.
Is an ignition interlock device required in Michigan for a first OWI?
Our Michigan data shows no interlock requirement for a first-offense OWI.
How long is SR-22 insurance required after an OWI in Michigan?
Michigan requires SR-22 high-risk insurance filing for 3 years following an OWI conviction.
Can an OWI be expunged in Michigan?
Michigan allows OWI expungement under certain conditions, typically after a waiting period of 5 years following completion of your sentence.
Michigan OWI figures this calculator uses
- SR-22 filing period
- 3 years
- Typical premium increase after a conviction (estimate)
- 70% to 150%
- License suspension, first offense
- 180 days
Statutory figures were checked against Michigan law (primary source) and last verified May 2026. Typical ranges are market estimates, not law; see our methodology.
Worked example
With the calculator's default answers (current annual auto insurance premium: $1,000 - $1,500/year; offense number: First offense; number of vehicles on policy: 1 vehicle):
| Cost | Typical |
|---|---|
| Current Annual Premium (Baseline) | $1,200 |
| Annual Premium Increase (OWI surcharge) | $840 to $1,800 |
| New Annual Premium | $2,040 to $3,000 |
| SR-22 Filing Fee | $15 to $50 |
| Total 3-Year SR-22 Insurance Cost | $3,985 |
| Estimated total (range $2,535 to $5,450) | $3,985 |
Change the answers in the calculator above to see your own estimate.
On our estimates, a typical first-offense OWI in Michigan comes to about $17,914, the 23rd highest of the 50 states. The median of our 50 state estimates is $17,615. These come from the total-cost calculator with its default answers, not from a national survey.
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Michigan OWI Total Cost Calculator →Michigan OWI Overview
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